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Vehicle Loans

We will help get you in the driver's seat! With our improved loan programs, financing your vehicle has never been easier. Contact our UCU consumer loan originators by email or 800 696 8628 to apply or with questions.

  • Whether you are purchasing a new car, or one that’s new to you, we offer flexible terms and competitive rates
  • Terms up to 120 months for new and used autos* are subject to qualifying credit and collateral.
  • Financing available for vehicles up to 10 years old
  • Includes Autos, Motorcycles, Light Duty Trucks, Motor Homes, Snowmobiles, Boats, Personal Watercraft, ATVs, Campers, 5th Wheels, and Travel Trailers

Vehicle & Recreational Loans

Loan TypeAPR as low as*Term**Min. Loan Amount
New & Used Vehicles2.89%0-35 months$3,000
3.19%36-59 months$3,000
3.89%60-83 months$7,500
4.89%84-120 months$20,000
Program Details: Interest rates above apply to loans secured by non-commercial passenger vehicles both NEW and USED up to 10 model years old. Includes Autos, Motorcycles, Light Duty Trucks, Motor Homes, Snowmobiles, Boats, Personal Watercrafts, ATVs, Campers, 5th Wheels, Travel Trailers, and includes Other Chattel. Collateral secured by title when available or UCC. *Annual Percentage Rate (APR) for the above loans will vary based on borrower's credit worthiness and selected term. Our loans are risk-based priced to determine the interest rate. Please contact a UCU Consumer Loan Originator for more information. **Term subject to creditworthiness and collateral.

Car Buying Tools

AskAuto App

AskAuto app banner ad




What Can The AskAuto App Do For You?

The AskAuto app can help simplify your vehicle buying experience.

  • Scan VINs to get average retail cost and EPA mileage estimates on cars you like.
  • Compare, rank and save notes on vehicles you might want to buy.
  • Learn which loans might work best for you.
  • Apply for a loan anytime, anywhere using your smartphone.

AskAuto is available in the AppStore or GooglePlay.

UCU Car Buying Service Powered by TRUECar


UCU TrueCar

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-696-8628 for assistance.  
All products and services available on this website are available at all UCU full-service locations.