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Vehicle Loans

We will help get you in the driver's seat! Financing your vehicle has never been easier, contact our UCU consumer loan originators by email or 800 696 8628 to apply or with questions.

  • Whether you are purchasing a new car, or one that’s new to you, we offer flexible terms and competitive rates
  • Terms up to 120 months for new and used autos* are subject to qualifying credit and collateral.
  • Financing available for vehicles up to 10 years old
  • Includes Autos, Motorcycles, Light Duty Trucks, Motor Homes, Snowmobiles, Boats, Personal Watercraft, ATVs, Campers, 5th Wheels, and Travel Trailers

Vehicle & Recreational Loans

Loan TypeAPR as low as*Term**Min. Loan Amount
New & Used Vehicles2.89%0-35 months$3,000
3.19%36-59 months$3,000
3.89%60-83 months$7,500
4.89%84-120 months$20,000
Program Details: Interest rates above apply to loans secured by non-commercial passenger vehicles both NEW and USED up to 10 model years old. Includes Autos, Motorcycles, Light Duty Trucks, Motor Homes, Snowmobiles, Boats, Personal Watercrafts, ATVs, Campers, 5th Wheels, Travel Trailers, and includes Other Chattel. Collateral secured by title when available or UCC. *Annual Percentage Rate (APR) for the above loans will vary based on borrower's credit worthiness and selected term. Our loans are risk-based priced to determine the interest rate. Please contact a UCU Consumer Loan Originator for more information. **Term subject to creditworthiness and collateral.

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All products and services available on this website are available at all UCU full-service locations.

Member Communication

COVID-19 Update

Updated March 26, 2020

Effective Tuesday, March 17, as a proactive step to protect both members and employees, UCU branches will be drive-up service only until further notice.

Please click here to read updates from UCU regarding the COVID-19 virus.