Affordable Vehicle Financing at UCU

For a low-interest rate, flexible loan terms, and convenient options to suit your lifestyle, there’s no need to travel further than right here for a great car loan. UCU offers used car and new car financing that puts you in the driver’s seat.

Auto & Recreation Loans

  • Whether you are purchasing a new car or a used car, you’ll get a great annual percentage rate for affordable auto financing.
  • Long loan terms available for new and used autos.* Terms are subject to qualifying credit and collateral.
  • Financing available for used car models up to 10 years old.
  • Auto Loans include autos and light-duty trucks.
  • Recreational Loans include motorcycles, motor homes, snowmobiles, boats, personal watercraft, ATVs, campers, 5th wheels, and travel trailers.
  • Even though you can apply for your auto loan online at UCU, we’re not like typical online auto lenders. We’re local, so we make all our auto financing decisions locally – to get you a loan decision fast and deliver the flexibility you need to customize your auto loan, especially for you.

Find the latest information on loan rates within UCU Digital Banking, or call us at 207 866 8608.

Visit Digital Banking, Login, click on Credit Score and go to Loans & Offers to see details from UCU!

Hear it from our members, UCU is here for U:

"The loan folks I have spoken to are always friendly and understanding." - Roxanne M.

"Sean handled my lease buyout with great skill and efficiency from the first point of contact. Sean always conveys warmth and friendliness and does a wonderful job explaining loan options and what to expect next. Turnaround time from beginning to end was amazing!" - Craig O.

"Kaci S. is awesome. I have processed a few loans with her. She is responsive and helpful. Anytime we think of doing a loan for a repair or whatever it may be, I email her." - Amanda A.

"Traci was extremely helpful and got me the ideal loan specs I was looking for. Made me feel that my relationship with the credit union was important, this was not the case with other creditors I tried to work with." -  Ty-Donald B.

Protecting our members with Carfax! Contact a loan officer for your vehicle history report. Click here to find out how!