As you are likely aware, Equifax, one of the three largest credit monitoring bureaus in the U.S., announced a data breach with as many as 143 million social security numbers, names, and addresses from the company’s credit files potentially compromised. Though this breach was not related to University Credit Union, we are committed to providing our members with the information and resources they need to remain informed and to take action to protect their identity and personal information.
Like many others, you may be concerned that your private information was exposed in the Equifax breach. We encourage all of our members to visit the Equifax site to discover if your information may have been compromised.
- Find out if you were impacted. Visit equifaxsecurity2017.com and click on the Check Potential Impact Tab. Enter your last name and the last six digits of your social security number. If the site indicates that your information “may be compromised”, our advice is that you should take action to protect yourself as though it was confirmed that it was compromised in an abundance of caution.
- Enroll in credit monitoring. Equifax is providing a credit monitoring option, called TrustedID. Additionally, University Credit Union offers a comprehensive identity protection and restoration solution with our Kasasa Protect™ product. Learn more and sign up at ucu.maine.edu/kasasa-protect.
- Review your University Credit Union account history and other Bank account activity regularly.
- Access your current credit report at annualcreditreport.com and review it to look for unexpected items and correct history.
- Set up fraud alerts at ftc.gov/articles/0275-place-fraud-alert so that you can be alerted to future issues like this.
- Consider placing a freeze on your credit files as described in this article from the Federal Trade Commission at ftc.gov/articles/0497-credit-freeze-faqs.
Equifax has set up a dedicated call center at 866-447-7559 where you can speak to someone regarding any questions you may have about the breach. We would encourage members with questions to reach out to them.