By Rachel Siford – MSR at Brighton Avenue, Portland
Using UCU club accounts has helped many members budget out their expenses every month. It’s an easy way to separate finances, and each club account can be named something different so members can better keep track of them. Once members figure out how much is needed to put away with each paycheck, they can set up auto share transfers into each of those club accounts (i.e. “Rent,” “Car,” “Student Loans,” etc.), then whatever’s left could be used for groceries and other fun until the next payday. When bills come due, simply login to home banking or the mobile app and transfer what’s needed for bills into your checking account and pay them using bill pay. This can make budgeting just a little bit easier!