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Home Loans

For most of us, purchasing a new home is the single largest investment we’ll ever make. Whether the purchase is your first home or your retirement dream, you can trust UCU to help you with each step. We have a variety of mortgage and home loan options to support our members throughout their lives.

Contact our Mortgage Loan Originators by email or call 800 696 8628 for questions.

UCU has mortgage products to fit your needs and will work with you to find one that is right for you.

We will work with you to consider your budget, savings, current income and debts, and future plans. In addition to conventional and jumbo mortgages, UCU also offers MSHA and RD mortgage options! Have a unique situation? Come talk to us about our portfolio mortgage program. Contact a UCU mortgage loan originator by email or at 800 696 8628 for information.

Home equity loans can be used for a variety of needs. Many of our members use them for home improvements. Did you know you can also use them for your wedding or a vacation? Our home equity loans are an easy, low interest way to get the cash you need for your next project or adventure. Apply online or contact a UCU mortgage loan originator by email or at 800 696 8628 for information.

Refinancing your mortgage can be a smart way to reduce your monthly payments. Contact a UCU mortgage loan originator by email or at 800 696 8628 to see if it is right for you and what options you have.

Many of our members find that perfect piece of land but are just not ready to build. Not a problem - we offer land purchase loans, too! Contact a UCU mortgage loan originator by email or at 800 696 8628 for information.

Learn everything you need to know about the home buying process at First Time Home Buyer course. Completion of the course may make you eligible for the $3,500 Maine State Housing Advantage grant to apply towards closing costs.

First Time Home Buyer course

 

View the upcoming schedule

NMLS ID: 407658

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-696-8628 for assistance.  
All products and services available on this website are available at all UCU full-service locations.

Member Communication

COVID-19 Update

Updated March 26, 2020

Effective Tuesday, March 17, as a proactive step to protect both members and employees, UCU branches will be drive-up service only until further notice.

Please click here to read updates from UCU regarding the COVID-19 virus.