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Prepare: Financial Literacy Blog

Moving into new house

A Lender’s Advice to First-Time Home buyers

By April Gleason – Vice President of Lending Here in Maine, we enjoy one of the highest rates of homeownership in the country at over 71 percent as of 2017, according to the U.S. Census Bureau. This isn’t surprising considering Maine’s rental market is among the least affordable in the nation, according to a 2018…

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The Credit Tango

By Rachel Siford – MSR Portland For many, the thought of credit and how to use it can bring about a lot of anxiety and fear. Don’t be afraid! You can be the master your own credit, all you need is the right steps to get you there. Below are just a few beginner steps…

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Financial Spring Cleaning Tips

By Lesley Ridge, Campus Branch Manager, USM Brooks Student Center, Gorham When the calendar says March 20th, we all know what that means-The First Day of Spring! Definition of SPRING: The season after winter and before summer; A sudden jump upward or forward. To many of us, the Spring Season signifies more sunlight, flowers blooming,…

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Budgeting on Campus

By Norah St. Peter, Campus Branch Manager, University of Maine Memorial Union, Orono Making a budget is crucial to financial success at all stages of life, and getting comfortable with budgeting early in your college career will help you in the future! Your budget will have two important components: income and expenses. It seems simple…

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Budgeting Basics: Types of Expenses

By Norah St. Peter, Campus Branch Manager, University of Maine Memorial Union, Orono You’re ready. You’ve got your spreadsheet open, you’ve got your last three bank statements spread across your desk, and you’ve read and reread all of UCU’s Prepare: Financial Literacy Blog posts. You are doing this budget thing and you are doing it…

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Eating Healthy on a Budget to Reduce Stress

By Lesley Ridge, Campus Branch Manager, USM Brooks Student Center, Gorham There are a lot of stressors in everyday life. One way to keep your stress down is to eat healthy and stay on budget. Sometimes it seems easier to not think about it, and just grab and go, right? Wrong! Over time this way…

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Managing Finances with Club Accounts

By Rachel Siford – MSR at Brighton Avenue, Portland Using UCU club accounts has helped many members budget out their expenses every month. It’s an easy way to separate finances, and each club account can be named something different so members can better keep track of them. Once members figure out how much is needed…

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Money 101-Budgeting Basics for Students

By Lesley Ridge, Campus Branch Manager – University of Southern Maine, Gorham Brooks Student Center Another school year is upon us and one of the most popular questions asked of me from students at USM is “How do I manage money when I feel like I have very little to none to manage?” I chuckle…

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Financial First Steps for the First Year Student

By Norah St. Peter, Campus Branch Manager – University of Maine, Memorial Union With the independence and freedom of young adulthood comes independence and freedom with your finances. The fall semester is right around the corner, and University Credit Union wants to make sure that the University of Maine’s incoming first year students get started…

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