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Financial First Steps for the First Year Student

August 15, 2016

With the independence and freedom of young adulthood comes independence and freedom with your finances. The fall semester is right around the corner, and University Credit Union wants to make sure that the University of Maine’s incoming first year students get started on the road to financial success early! Here are some tips to help:

  • Start saving now! It’s good to have a little something put away to help with anything from an unexpected expense that arises, to that dream vacation you’ve always wanted to take after college. Save a few dollars here and there and pretty soon you’ll be surprised at how much you’ve got in your savings account!
  • Keep track of your bank account! Most financial institutions offer online or mobile banking so that you can stay on top of your balances and avoid fees that come with overdrawing your account. Take advantage of these services so you never get blindsided.
  • Be cautious with credit! Avoid cards with astronomical interest rates and annual fees. If you do get a credit card, make sure to pay off your balance monthly so you can start building a good credit history.

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