Credit Cards
UCU's credit cards make shopping, traveling and buying the things you want more convenient and more rewarding. With low rates and no annual fees, these cards make you a smarter shopper and provide superior benefits and straightforward, honest value. Contact a UCU consumer loan originator by email or 800 696 8628 for more information.
VISA Credit Cards
| Platinum | Platinum Rewards | UMaine Alumni Signature Rewards | Coming soon! USM Platinum Rewards |
|---|---|---|---|
 |  |  |  |
| Rates as low as 9.49% APR* No annual fee 3.99% APR* intro rate on balance transfers No balance transfer fee Added security through smart-chip technology And more! | Earn rewards for travel, cash back and merchandise. Redeem reward points for flights for as few as 35,000 points! Rates as low as 11.49% APR* No annual fee 3.99% APR* intro rate on balance transfers No balance transfer fee Earn 1 point for every net dollar spent to redeem for rewards Added security through smart-chip technology And more! | Earn rewards for travel, cash back, merchandise and exclusive UMaine items. Redeem reward points for for flights for as few as 25,000 points! Rates as low as 11.49% APR* No annual fee 3.99% APR* intro rate on balance transfers No balance transfer fee Earn 1 point for every net dollar spent to redeem for rewards Added security through smart-chip technology VISA Signature benefits And More! More Info | Arriving in mid-2018. Join our waitlist to be the first to know! Earn rewards for travel, cash back and merchandise. Low rates No annual fee No balance transfer fee Added security through smart-chip technology And more! |
| Apply Now! | Apply Now!Apply Now! | Apply Now!Apply Now! | Join our Waitlist! |
| *APR=Annual Percentage Rate. Rates effective 3/22/2018. Standard APRs for purchases, balance transfers and cash advances will vary based on Prime Rate and credit worthiness and range from 9.49% to 16.49% for the Platinum Card, from 11.49% to 18.49% for the Platinum Rewards Card and from 11.49% to 18.49% for the Alumni Signature Rewards card. The introductory APR for balance transfers is 3.99% for 12 billing cycles from the date of account opening. After that, your APR will revert to your APR for purchases which will vary with the market based on the Prime Rate and your credit worthiness. The introductory APR for balance transfers will apply to transactions posted to your account during the first 90 days following the opening of your account. | |||