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Business Lending

We understand that your business is unique, and so are your business loan needs. We have a variety of loans to help you achieve your business goals from the just getting started to well on the way and everything in between.

Besides our great UCU programs, business members can also benefit from these partnerships when borrowing:

U.S. Small Business Administration (SBA)

Finance Authority of Maine (FAME)

U.S. Department of Agriculture Rural Development (USDA)


Here are some of the options you can find at UCU, to learn more or talk specifically about your situation, please don't hesitate to call 207.889.8277 or email.

Starting with the basics

  • Linebacker for your checking account
  • Term loans - From auto loans to equipment loans, UCU has the right rates and terms for you.
  • Business credit card

Real Estate Secured Loans

  • Need to expand your business? UCU offers commercial real estate secured loans with up to 30 years amortization.
  • Servicing for our loans is done in-house by UCU employees, local and ready to help you with any questions.

Lines of Credit

Get the funds you need, when you need with UCU's business lines of credit.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-696-8628 for assistance.  
All products and services available on this website are available at all UCU full-service locations.


Holiday closure: Branches will be closed on Monday, May 25th, in observance of Memorial Day.

UCU is here for you. We continue to offer drive-up and electronic services to assist our members. Our lobbies remain temporarily closed.

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