Personal Finance Manager

 

Demo | More InformationRegister

Personal Finance Manager

 

Demo | More InformationRegister

Personal Loans

We understand that your life is different than everyone else's, and so are your loan needs. We have a variety of low-cost personal loan options to help you achieve your goals.

Personal Loans

UCU offers personal loans up to $25,000.
 

NEW - CREDIT BUILDER LOAN!

Looking to build or rebuild your credit? UCU's Credit Builder Loan may be just what you need!  Apply for your credit builder loan today!


Secured Loans

Need cash? Our secured loans offer you the ability to get cash when you need it. Our share secured loans give you the ability to lend against funds in your share or share certificate accounts. Do you own something that can be used as collateral for your loan? New or used, UCU will lend against your collateral and work with you to get the cash that you need today!

  • Share Secured
  • Share Certificate Secured
  • Secured (New)
  • Secured (Used)

 

Personal Loan Rates (Last Modified: Mar 31, 2017)

Loan TypeAPR as low as*Min Loan AmountMax Loan Amount
Personal Loans7.99%$500$25,000

Program Details: Interest rates above apply to unsecured loans for personal purposes such as debt consolidation, home improvements, vacation and energy assistance. Loans for <$7,500 have a maximum term of 48 months. Loans for >= $7,500 have a maximum term of 60 months. *Annual Percentage Rate (APR) for the above loans will vary based on borrower's credit worthiness and selected term. Our loans are risk-based priced to determine the interest rate. Please contact a UCU Consumer Loan Originator for more information.

Other Consumer Loans (Last Modified: Mar 31, 2017)

Loan TypeAPR as low as*TermMin Loan AmountMax Loan Amount
Linebacker Overdraft Line of Protection14.90%N/A$300$5,000
Certificate & Shared Secured Loan**3.00%Max term of 120 monthsN/AN/A
Credit Builder Loan***15.99%Min term of 30 days, max term of 24 months$500$2,000

*Annual Percentage Rate (APR) for the above loans will vary based on borrower's credit worthiness and selected term. Our loans are risk-based priced to determine the interest rate. Please contact a UCU Consumer Loan Originator or Mortgage Loan Originator for more information. **Loan rate will be calculated at 3% over the dividend rate earned on secured deposit amount. ***Minimum monthly payment amount of $50.