Personal Finance Manager


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Personal Finance Manager


Demo | More InformationRegister

Personal Loans

We understand that your life is different than everyone else's, and so are your loan needs. We have a variety of low-cost personal loan options to help you achieve your goals.

Personal Loans

UCU offers personal loans up to $25,000.


Looking to build or rebuild your credit? UCU's Credit Builder Loan may be just what you need!  Apply for your credit builder loan today!

Computer Loans

Are you wondering how you can get the computer you need for college. Our computer loan is the solution.

  • Automatic repayment option
  • Can include software and accessories up to 25% of total purchase price
  • Simple, fast application process

Secured Loans

Need cash? Our secured loans offer you the ability to get cash when you need it. Our share secured loans give you the ability to lend against funds in your share or share certificate accounts. Do you own something that can be used as collateral for your loan? New or used, UCU will lend against your collateral and work with you to get the cash that you need today!

  • Share Secured
  • Share Certificate Secured
  • Secured (New)
  • Secured (Used)

0% APR Relocation Loan*

At UCU, we understand that starting a new position can be costly. Let us help you make the transition with a 0% Relocation Loan!

*APR (Annual Percentage Rate) effective 6/19/13. 0% APR Relocation Loan available for SEG employees only. Member must maintain a UCU checking account with direct deposit. Single payment note maximum amount is $5,000, with a 90 day term. Contingent upon credit approval. Other terms and conditions apply.

Personal Loan Rates (Last Modified: Sep 30, 2015)

Loan TypeAPR as low as*TermMonthly Pymt per $1,000Min Loan AmountMax Loan Amount
Personal Loans6.24%12 months$86.18$500$25,000
7.99%24 months$45.22$1,500$25,000
9.74%36 months$32.15$2,000$25,000
11.49%48 months$26.08$2,500$25,000
12.24%60 months$22.37$5,000$25,000
13.24%72 months$20.20$15,000$25,000

Program Details: Interest rates below apply to unsecured loans for personal purposes such as debt consolidation, home improvements, vacation and energy assistance.

Other Consumer Loans (Last Modified: Mar 03, 2016)

Loan TypeAPR as low as*TermMin Loan AmountMax Loan Amount
Linebacker Overdraft Line of Protection14.90%N/A$300$5,000
Certificate & Shared Secured Loan**3.00%Max term of 120 monthsN/AN/A
Credit Builder Loan***15.99%Min term of 30 days, max term of 24 months$500$2,000

*Annual Percentage Rate (APR) for the above loans will vary based on borrower's credit worthiness and selected term. Our loans are risk-based priced to determine the interest rate. Please contact a UCU Loan Representative for more information. **Loan rate will be calculated at 3% over the dividend rate earned on secured deposit amount. ***Minimum monthly payment amount of $50.