Vehicle Loans

UCU wants to help you get into that new (or used!) vehicle you’ve been wanting! With our new and improved loan programs, financing your vehicle with us is easier than ever.

Auto Loans
Whether you are purchasing a new car, or one that’s new to you, we offer you flexible terms and competitive rates.

Terms up to 84 months for new and used autos*

Financing available for vehicles up to 7 years old and up to 110% of MSRP or NADA retail or purchase price.

Drive Green. Save Green.

UCU is committed to helping members save money, and with the price of gas increasing and the continuing emphasis on green living, UCU offers the Drive Green. Save Green. auto loan discount!

The better the fuel efficiency, the greater the discount;

Base rate (APR) - MPG = New Rate!**

*Maximum term is based on minimum loan amounts. 84 month term requires $25,000 loan amount. Interest rates apply to loans secured by titled, non-commercial passenger vehicles both NEW and USED up to 7 model years old. Includes new & used autos, motorcycles, light duty trucks and motor homes.
**MPG (miles per gallon) for the vehicle being purchased is determined from www.fueleconomy.gov and is the combined MPG (the average of city and highway). The discount is the MPG as a decimal, i.e. 30 MPG would qualify for a discount of 0.30%. Discount will be taken from the Annual Percentage Rate (APR) for the loan which will vary based on borrower's credit worthiness and selected term. Existing UCU are not eligible and discount is valid for automobiles and light duty trucks only. Other terms and conditions may apply. Please contact a UCU Loan Representative for more information.

Click here for complete terms and conditions

Recreational Vehicle Loans
Do you want to enjoy the great outdoors on your own ATV or snowmobile? Or perhaps you want to move up from the tent to a camper. Make it happen with a Recreational Vehicle loan from UCU.

Personal Recreational Vehicle loans available for motorcycles, ATVs, snowmobiles and personal watercraft

Recreational Vehicle loans available for boats, campers, RVs, travel trailers and 5th wheel trailers

Competitive rates and terms available

Indirect Lending
We have set up an indirect lending program with several in-state auto & recreational vehicle dealers.
What this means for you is that, as a member of UCU, you can buy a car from a reputable dealership and get financing through the credit union all in one stop! All you have to do is let the finance manager know you’re a member of UCU!
Click here to see a listing of our current indirect lending relationships.

UCU Repossessed VehiclesFor bids or questions, contact
Pat at Rivertown Auto (207) 942-3133
602 Main Rd. North
Hampden, ME 04444

Current Vehicles