Personal Loans

We understand that your life is different than everyone else's, and so are your loan needs. We have a variety of low-cost personal loan options to help you achieve your goals, whatever they may be.

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Computer Loans

Are you wondering how you can get the computer you need for college. Our computer loan is the solution.

• Automatic repayment option
• Can include software and accessories up to 25% of total purchase price
• Simple, fast application process

Are you a student looking to purchase a computer? Check out the computer stores on campus.
USM Logic Shop

UMaine Computer Connections

UMF Computer Center

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Home Improvement

Need to make home improvements but don’t have the money upfront? Our home improvement loan can help!

• Handle those unexpected emergencies

• Direct pay of home improvement costs
  Click here for complete terms and conditions

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Secured Loans

Need cash? Our secured loans offer you the ability to get cash when you need it. Our share secured loans give you the ability to lend against funds in your share or CD accounts. Do you own something that can be used as collateral for your loan? New or used, UCU will lend against your collateral and work with you to get you the cash that you need today!

• Share Secured
• CD Secured
• Secured (New)
• Secured (Used)

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Signature Loans

UCU offers signature loans up to $25,000.

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Debt Consolidation Loans

Are you tired of making payments each month to many different creditors? Let UCU help you get out of debt faster by consolidating your debt into one monthly payment.