Education Center

Education is the foundation of University Credit Union. At UCU we are committed to providing our members with financial education that will help them obtain personal financial success.

Personal Economic Recovery Plan

In these uncertain times, everyone could use a little personal economic recovery. Whether you're concerned about the inability to reduce your current debt, high interest rates or just making your monthly payments, UCU can customize a plan to fit your needs.

From restructuring debt to establishing an emergency savings account, a UCU loan representative will work with you to find the best possible solution to ease your concerns and get you back on the road to financial success.

So if you have 15 minutes, UCU has a plan! Simply complete the Personal Economic Recovery Worksheet and then contact a representative to schedule an appointment.

Understanding Your Credit Score

Keeping a watchful eye on your credit score is an important item on your financial to-do list, epsecially in today's uncertain economy. But simply watching your credit score isn't enough. You have to understand how credit scores work and how using your credit can affect them. UCU can provide you with information to better understand your credit score.

Articles:

Understanding How Credit Works

5 Steps for Healthy Credit

Tools:

Credit Karma--Free Credit Reports & More!

Annual Credit Report

Credit Score Simulator--see how different actions can affect your credit score

Managing Debt

If you have a lot of debt, you're not alone. Today, more and more Americans are burdened with credit card and loan payments. So whether you are trying to improve your money management, having difficulty making ends meet, want to lower your monthly loan payments, or just can't seem to keep up with all of your credit card bills, you may be looking for a way to make debt repayment easier. UCU can provide you with some useful information to make your monthly obligations a little more manageable.

Articles:

Budgeting Basics

Debt Consolidation

Tools:

Debt Consolidation Calculator

Financial Success at Every Stage of Life

Every stage of life has important financial considerations. Whether you're figuring out how to pay for college, starting your 401(k), budgeting for a growing household or looking to retire, UCU can provide you with the information and tools you need to enjoy today and plan for tomorrow.

Prepare

Progress

Achieve

Tools:

Financial Calculators

Other Resources:

feedthepig.org

Institute For Financial Literacy

Going Green While Saving Green

Learn more about the top 10 ways to make your UCU relationship a little greener.