Credit Protection Products

At UCU we understand that protecting your family is important to you. Protection means more than safety; it means making sure your family is taken care in the unanticipated event of a disabling illness, injury or even death. With our Credit Protection Plans, you can have the piece of mind you need.

MEMBER’S CHOICE Credit Life & Credit Disability Protection

MEMBER’S CHOICE Credit Life insurance reduces or pays off your eligible loan balance should you die before paying off your loan. MEMBER’S CHOICE Credit Disability makes your monthly loan payment should you become disabled due to a covered illness or injury. Payments continue until you return to work, the loan is repaid, or you reach the policy maximum.

MEMBER’S CHOICE Guaranteed Asset Protection GAP Plus

Fill in the GAP on your vehicle loan! There could be a big difference between what your insurance will pay and what you owe on your loan. MEMBER'S CHOICE Guaranteed Asset Protection is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

MEMBER’S CHOICE Mechanical Repair Coverage

MEMBER’S CHOICE Mechanical Repair Coverage (MRC) helps pay for covered repairs on your car when that unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars!